搜索结果: 16-30 共查到“保险学 insurance”相关记录141条 . 查询时间(0.127 秒)
Beyond Testing: Empirical Models of Insurance Markets
asymmetric information adverse selection
2015/7/17
We describe recent advances in the empirical analysis of insurance
markets. This new research proposes ways to estimate individual
demand for insurance and the relationship between prices and
insur...
ESTIMATING WELFARE IN INSURANCE MARKETS USING VARIATION IN PRICES
INSURANCE MARKETS PRICES
2015/7/17
We provide a graphical illustration of how standard consumer and producer
theory can be used to quantify the welfare loss associated with inefficient pricing
in insurance markets with selectio...
Distinguishing Income from Substitution Effects in Disability Insurance
Distinguishing Income Substitution Effects Disability Insurance
2015/7/17
A set of studies conducted over the last 15 years has produced a near consensus that the Social Security Disability Insurance system (SSDI) has substantial disincentive effects on the labor supply of ...
A Proposal for Modernizing the U.S. Disability Insurance System
U.S. Disability Insurance System
2015/7/17
A wealthy, compassionate nation should have a fair and efficient disability insurance program that protects workers and their families from poverty and loss of medical care in the event of work-limiti...
Can Health Insurance Competition Work? Evidence from Medicare Advantage
Medicare Advantage Insurance Competition Work
2015/7/17
We estimate the economic surplus created by Medicare Advantage under its reformed
competitive bidding rules. We use data on the universe of Medicare beneÖciaries, and develop a
model of plan bi...
Paying a Premium on Your Premium?Consolidation in the US Health Insurance Industry
Paying a Premium Your Premium US Health Insurance Industry
2015/7/17
Although the majority of health-care spending in the United States is funneled through the private health insurance industry, few researchers have examined whether the industry itself is contributing ...
In the voluminous academic literature and public policy discourse on how health the voluminous academic literature and public policy discourse on how health
insurance affects medical spending, the f...
Rising healthcare costs have sparked debate about the best way to
provide high-quality a§ordable health insurance. We discuss the potential for
regulated insurance markets to outperform single-payer...
Moral Hazard and Claims Deterrence in Private Disability Insurance
Moral Hazard Claims Deterrence Private Disability Insurance
2015/7/17
Exploiting within-firm, over-time variation in plan parameters for a unique sample of nearly 10,000 Long-term Disability policies held by U.S. employers, we present the first empirical analysis of the...
We use employee-level panel data from a single firm to explore the
possibility that individuals may select insurance coverage in part
based on their anticipated behavioral (“moral hazard”) respons...
Moral hazard in health insurance: Do dynamic incentives matter?
Health insurance moral hazard dynamic incentives
2015/7/17
We investigate whether individualsí health care utilization responds to the dynamic
incentives created by the non-linear budget sets of typical health insurance contracts. Our primary
empirical stra...
The Impact of Market Size and Composition on Health Insurance Premiums:Evidence from the First Year of the ACA
Market Size and Composition Health Insurance Premiums:Evidence First Year of the ACA
2015/7/17
Approximately 8 million U.S. residents currently obtain private health insurance coverage through one of the marketplaces created by the Affordable Care Act (ACA).Recent research has documented consid...
In this paper we argue that religion and welfare state spending are substitute mechanisms that insure individuals against adverse life events. As a result, individuals who are religious are predicted ...
International Association of Insurance Supervisors (IAIS)
International Association of Insurance Supervisors Insurance Supervisors
2014/8/14
The International Association of Insurance Supervisors (IAIS) is a voluntary membership organization of insurance supervisors and regulators from more than 200 jurisdictions in nearly than 140 countri...
Unemployment Insurance and Disability Insurance in the Great Recession
Unemployment Insurance Disability Insurance the Great Recession
2013/11/27
Disability insurance (DI) applications and awards are countercyclical. One potential explanation is that unemployed individuals who exhaust their Unemployment Insurance (UI) benefits use DI as a form ...