搜索结果: 1-8 共查到“信贷理论 Impact”相关记录8条 . 查询时间(0.093 秒)
We study the adoption of automated credit scoring at a large auto finance company and the
changes it enabled in lending practices. Credit scoring appears to have increased profits by
rou...
The Impact of General Credit Restraint on the Supply of Commercial Bank Consumer Installment Credit
credit the number of commercial bank the supply of consumer credit overall financial health
2011/9/2
The article discusses how credit restraint impacts the number of commercial bank consumers' installment credit. The objective of this article is to show that from 1965 to 1974, the supply of consumer ...
Concern with Immediate Consequences Magnifies the Impact of Compulsive Buying Tendencies on College Students' Credit Card Debt
temporal orientation compulsive buying tendencies compulsive buying scale immediate consequences
2011/8/30
This research examines whether temporal orientation moderates the impact of compulsive buying tendencies (CBT) on credit card debt. Participants completed the consideration of future consequences scal...
COUNTERPARTY RISK FOR CREDIT DEFAULT SWAPS:: IMPACT OF SPREAD VOLATILITY AND DEFAULT CORRELATION
contingent credit default swaps copula functions Counterparty risk Credit Default Swaps
2011/8/30
We consider counterparty risk for Credit Default Swaps (CDS) in presence of correlation between default of the counterparty and default of the CDS reference credit. Our approach is innovative in that,...
Credit and Classification: The Impact of Industry Boundaries in Nineteenth-century America
multi-category membership industrial classification credit evaluations classification systems
2011/8/22
In this article, we examine how issues of multi-category membership (hybridity) were handled during the evolution of one of the first general systems of industrial classification in the United States,...
Beyond Disparate Impact: Risk-based Pricing and Disparity in Consumer Credit History Scores
Credit scoring Risk-based pricing expanding range of activities
2011/8/22
Despite the increasing importance of credit scoring to an expanding range of activities, very little is known about the nature of the credit scoring process. This article examines the interaction of c...
The Impact of Microfinance on Maize Farmers in Nkoranza (Brong Ahafo Region of Ghana).
Microfinance Maize farmers Ghana Economic well being Social well being
2010/10/18
Advocates of microfinance argue that Microfinance is a powerful to alleviate poverty. In recent times, however, many studies do suggest that the reality promise of microfinance may be less attractive...
The Impact of Credit Risk and Implied Volatility on Stock Returns
Credit Risk Implied Volatility Stock Returns
2010/10/20
This paper examines the possibility of using derivative-implied risk premia to explain stock returns. The rapid development of derivative markets has led to the possibility of trading various kinds of...