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A Game Theoretic Foundation of Competitive Equilibria with Adverse Selection
Insurance Competitive Markets Adverse selection
2015/7/31
We construct a fully specified extensive form game that captures competitive markets with adverse selection. In particular, it allows firms to offer any finite set of contracts, so that cross-subsidiz...
Selection in Insurance Markets: Theory and Empirics in Pictures
Pictures Theory and Empirics
2015/7/17
ccare to the heavily regulated private markets for property and casualty are to the heavily regulated private markets for property and casualty
insurance, government intervention in insurance market...
How does risk selection respond to risk adjustment?New evidence from the Medicare Advantage Program
risk selection respond risk adjustment the Medicare Advantage Program
2015/7/17
To combat adverse selection, governments increasingly base payments to health plans and providers on enrollees’ scores from risk-adjustment formulae. In response to evidence of plan overpayments due t...
We use employee-level panel data from a single firm to explore the
possibility that individuals may select insurance coverage in part
based on their anticipated behavioral (“moral hazard”) respons...
When Effort Rimes with Advantageous Selection: A New Approach to Life Insurance Pricing
advantageous selection precautionary effort life insurance
2009/5/7
This paper investigates the demand for and pricing of life insurance when insureds’ risk aversion is correlated with their precautionary effort. We assume that the population is divided into two grou...