搜索结果: 1-3 共查到“保险学 the moral hazard”相关记录3条 . 查询时间(0.007 秒)
Moral Hazard and Claims Deterrence in Private Disability Insurance
Moral Hazard Claims Deterrence Private Disability Insurance
2015/7/17
Exploiting within-firm, over-time variation in plan parameters for a unique sample of nearly 10,000 Long-term Disability policies held by U.S. employers, we present the first empirical analysis of the...
We use employee-level panel data from a single firm to explore the
possibility that individuals may select insurance coverage in part
based on their anticipated behavioral (“moral hazard”) respons...
Moral hazard in health insurance: Do dynamic incentives matter?
Health insurance moral hazard dynamic incentives
2015/7/17
We investigate whether individualsí health care utilization responds to the dynamic
incentives created by the non-linear budget sets of typical health insurance contracts. Our primary
empirical stra...