>>> 经济学
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Much attention has been devoted in the literature to the transactions demand for money and the asset demand for money. The precautionary motive for holding cash balances, however, is seldom analyz...
We use data from Public Opinion Surveys on Household Financial Assets and Liabilities from 1991 to 2002 to investigate the issues of unobserved heterogeneity among cross-sectional units and stability ...

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